When you are renting or borrowing an aircraft, don't assume that your flight school or friend has you covered. Their policy may not protect you from a lawsuit if you injure someone or damage property. Avemco Renter's Insurance can protect you and the plane you are renting. Visit our Aircraft Renter's Insurance Page.
What Renter's Insurance Coverage do you need?
As a renter, you will need standard bodily injury and property damage insurance in case you cause harm to someone else or to someone's property when using a non-owned aircraft. Aircraft damage liability is optional and provides coverage if any damage occurs to the aircraft you are operating. Avemco's renter's policy covers both single and multi-engine planes. If you own your aircraft or this doesn't seem like a right fit for you, visit our Avemco Products page to find the right insurance for you!
How much Aircraft Renter's Insurance do you need?
Just like aircraft owners, aircraft renters want to carry as much liability insurance as is available and that they can afford. An Avemco aviation insurance specialist can help you decide on how much renter's insurance to carry based on your situation.
How much does Avemco Renter's Insurance cost?
Aircraft Renter's rates start at just $95 before any credits are applied. The cost to insure you while you fly a rented or borrowed aircraft will be based on multiple aspects, such as where you fly and the type of aircraft. Below you will find rates and options based on your specific needs. If you have more questions, please call (888) 241 7891
Easily search insurance rates according to your specific needs with our handy rate chart. Click here for the 48 contiguous states and here for Alaska and Hawaii
Note: Actual premiums for the "48 Contiguous States" shown below will be higher in Kentucky, New Jersey and West Virginia due to additional charges assessed in those states. If you are a Kentucky resident, please contact us at (888) 241 7891 for a quotation as our online quote system cannot calculate the various local government taxes assessed in your state. These rates do not apply to CFI Non-Owned Insurance.
Single and Multi-Engine Rates — 48 Contiguous States
Standard Bodily Injury & Property Damage Liability Limits & Annual Rates (required)
| Each Person | Property Damage | Each Accident | Single Engine Premium | Multi-Engine Premium |
| $25,000 | $250,000 | $250,000 | $105 | $160 |
| $50,000 | $500,000 | $500,000 | $115 | $175 |
| $100,000 | $500,000 | $500,000 | $190 | $280 |
| $100,000 | $1,000,000 | $1,000,000 | $225 | $340 |
Aircraft Damage Liability Limits and Annual Rates (optional)
| Limit | Single Engine Premium |
Multi-Engine Premium |
| $1,000 | $70 | $110 |
| $5,000 | $135 | $225 |
| $10,000 | $170 | $290 |
| $15,000 | $230 | $390 |
| $20,000 | $245 | $415 |
| $25,000 | $305 | $520 |
| $30,000 | $340 | $585 |
| $35,000 | $400 | $680 |
| $40,000 | $455 | $770 |
| $45,000 | $510 | $870 |
| Limit | Single Engine Premium |
Multi-Engine Premium |
| $50,000 | $550 | $935 |
| $55,000 | $610 | $1,010 |
| $60,000 | $620 | $1,045 |
| $65,000 | $665 | $1,135 |
| $70,000 | $745 | $1,265 |
| $75,000 | $800 | $1,360 |
| $80,000 | $820 | $1,390 |
| $100,000 | $1,025 | $1,735 |
| $150,000 | $1,540 | $2,620 |
Single and Multi-Engine Rates — Alaska and Hawaii
Standard Bodily Injury and Property Damage Liability Limits and Annual Rates (required)
| Each Person | Property Damage | Each Accident | Single Engine Premium |
Multi-Engine Premium |
| $25,000 | $250,000 | $250,000 | $210 | $320 |
| $50,000 | $500,000 | $500,000 | $230 | $350 |
| $100,000 | $500,000 | $500,000 | $374 | $560 |
| $100,000 | $1,000,000 | $1,000,000 | $450 | $680 |
Aircraft Damage Liability Limits and Annual Rates (optional)
| Limit | Single Engine Premium |
Multi-Engine Premium |
Limit | Single Engine Premium |
Multi-Engine Premium |
| $1,000 | $135 | $220 | $50,000 | $1,100 | $1,870 |
| $5,000 | $265 | $450 | $55,000 | $1,190 | $2,025 |
| $10,000 | $340 | $585 | $60,000 | $1,130 | $2,090 |
| $15,000 | $460 | $780 | $65,000 | $1,330 | $2,265 |
| $20,000 | $485 | $825 | $70,000 | $1,485 | $2,530 |
| $25,000 | $605 | $1,035 | $75,000 | $1,595 | $2,720 |
| $30,000 | $680 | $1,165 | $80,000 | $1,640 | $2,785 |
| $35,000 | $805 | $1,365 | $100,000 | $2,035 | $3,465 |
| $40,000 | $915 | $1,540 | $150,000 | $3,080 | $5,235 |
| $45,000 | $1,025 | $1,740 |