CFI Owned Endorsement

Because we understand that CFIs have specific needs when flying their aircraft we have a CFI endorsement (CFI-only coverages) that is attached to your aircraft policy.

EXPANDED USE (FLIGHT INSTRUCTION) ENDORSEMENT (Instructed Pilot Insured Person)

We agree with you to amend portions of your Policy as follows:

I. DEFINITIONS USED IN THIS POLICY

A. Definition 6 is deleted in its entirety and replaced by the following:

  • Commercial purpose" means any use of your insured aircraft for which an insured person receives, or intends to receive, money or other benefits.

    It does not include:

    1. the equal sharing among occupants of the operating costs of a flight;
    2. an insured person being reimbursed by their employer for the expense of a flight, provided such employer is not in an aviation business and the flight is incidental to the insured person's employment;
    3. you being paid by a pilot named in Item 6A of the Data Page for their personal, non-commercial use of your insured aircraft;
    4. the sharing of the expenses of the ownership, maintenance and use of your insured aircraft among policyholders shown in Item 1 of the Data Page;
    5. you and/or the Certificated Flight Instructor named below being paid by a pilot named below for flight instruction, flight reviews, check rides, and/or supervised solo flights.

B. Definition 12 is deleted in its entirety and replaced by the following:

  • Insured person" means:
    1. you;
    2. your officers, directors, partners and employees;
    3. The Certificated Flight Instructor named below, however, they are only an insured person while they are giving dual flight instruction, flight reviews, check rides, and/or conducting supervised solo flights in the insured aircraft;
    4. The pilot(s) named below while receiving flight instruction, flight reviews, check rides, and/or while operating the insured aircraft for supervised solo flights.

II. APPROVED PILOTS (INSTRUCTIONAL USE)

  1. The following named pilots are approved to operate the insured aircraft while receiving flight instruction, flight reviews, check rides, and/or while operating the insured aircraft for supervised solo flights:
    <named pilots inserted here>
  2. The following named Certificated Flight Instructor is approved to provide flight instruction, flight reviews, check rides, and/or supervised solo flights in the insured aircraft to the pilots named above.

    <named Certificated Flight Instructor inserted here>


III. ADDITIONAL PROVISIONS

  1. This endorsement does not provide professional malpractice insurance to the Certificated Flight Instructor named above.
  2. The coverage provided by this endorsement applies only to your insured aircraft. Flight instruction in a Non-Owned aircraft is not covered.
  3. You and we agree that when we pay for a loss to your insured aircraft neither you nor we may recover that loss from a pilot named above.

IV. Exclusion 4 of ADDITIONAL EXCLUSIONS APPLYING TO COVERAGE A is deleted in its entirety and replaced by the following:

This coverage does not apply to:
4. Bodily injury to:

  1. an occupant unless Item 5 of the Data Page shows "including occupants";
  2. an employee of any insured person when worker's compensation is available or required to compensate the employee;
  3. your officers, directors and partners;
  4. officers, directors and partners of any company which owns you in whole or in part, or in which you hold a controlling interest.

NC-132401
To read the Direct Approach Aircraft policy booklet, simply click here.