CFI Non-Owned Insurance Rates & Options

As a Certified Flight Instructor (CFI), teaching in an airplane you don't own presents unique risks and responsibilities. Avemco 's CFI Non-Owned Aircraft Insurance is specifically designed to address these challenges, offering comprehensive coverage that goes beyond what might be provided by the aircraft owner's policy. With options for liability coverage, property damage, and damage to the non-owned aircraft, Avemco supports your dedication to flight instruction by safeguarding your professional interests. 

What Does CFI Non-Owned Insurance Cost? 

Easily search CFI insurance rates according to your specific needs with our handy rate chart. 

Note: Actual premiums shown below will be higher in Florida, Kentucky, New Jersey and West Virginia due to additional charges assessed in those states. 

CFI Single Engine Rates 

Standard Bodily Injury and Property Damage Liability Limits and Annual Rates (required)

Each Person Property Damage Each Accident Single Engine Premium
$25,000 $250,000 $250,000 $160
$50,000 $500,000 $500,000 $260
$100,000 $500,000 $500,000 $425
$100,000 $1,000,000 $1,000,000 $510

Aircraft Damage Liability Limits and Annual Rates (optional)

Limit Single Engine Premium Limit Single Engine Premium
$1,000 $70 $50,000 $550
$5,000 $135 $55,000 $610
$10,000 $170 $60,000 $620
$15,000 $230 $65,000 $665
$20,000 $245 $70,000 $745
$25,000 $305 $75,000 $800
$30,000 $340 $80,000 $820
$35,000 $400 $100,000 $1,025
$40,000 $455 $150,000 $1,540
$45,000 $510

FAQs About CFI Non-Owned Insurance Cost and Options

What does CFI non-owned insurance cover?

It typically covers bodily injury and property damage liability. Some policies may offer additional options for physical damage to the aircraft and other coverages.

How are the insurance rates determined for CFIs?

Rates are based on various factors, including the limits of liability chosen, the type of aircraft being instructed in, and the CFI's experience and qualifications.

Are there different rates for different states?

Yes, insurance premiums may be higher in certain states due to additional charges or taxes. It's important to get a specific quote based on your location. For example, Florida, Kentucky, New Jersey and West Virginia will have higher rates due to additional charges assessed in those states.

How can I get a quote for CFI non-owned insurance?

You can request a quote directly from Avemco by submitting an application or contacting Avemco's customer service. The process is simple and can be started online or over the phone.

Can I customize my CFI non-owned insurance policy?

Yes, you can customize your policy with different limits of liability and optional coverages to meet your specific needs as a CFI.

Is there a discount for members of professional organizations?

Yes, if the organization promotes or teaches aviation safety. Please contact Avemco's customer service for more information.

How quickly can I get coverage?

You can buy a policy instantly online with Avemco.

What should I do if I have more questions?

For more detailed information or specific questions, contact Avemco directly. We will provide you with personalized assistance and guidance.